Terms & Conditions

1. Definitions

For the purposes of these Terms and Conditions, the following definitions apply:

• "kera90," "We," "Us," "Our" refers to the kera90 online gaming platform operated under the domain kera90.cam and all associated services, technologies, and content.
• "User," "You," "Your," "Player," "Account Holder" refers to any individual who registers for an account, accesses the platform, or uses any services offered by kera90.
• "Account" refers to the personal gaming account created by the User upon successful registration and verification on the kera90 platform.
• "Services" refers to all gaming products, betting markets, live casino tables, slot games, payment processing, customer support, and related functionalities provided by kera90.
• "Deposit" refers to any transfer of funds from the User to their kera90 account balance using approved payment methods including bank transfers (BCA, BRI, BNI, Mandiri, etc.) and e-wallets (OVO, DANA, GoPay, ShopeePay).
• "Withdrawal" refers to any transfer of funds from the User's kera90 account balance to their external bank account or e-wallet.
• "Bonus" refers to promotional credits, free bets, cashback offers, or other incentives provided by kera90 subject to specific wagering requirements and terms.
• "KYC" (Know Your Customer) refers to the identity verification process requiring Users to submit valid Indonesian identification documents (KTP), proof of address, and selfie verification.
• "IDR" or "Rp" refers to Indonesian Rupiah, the official currency used for all transactions on the kera90 platform.

2. Acceptance of Terms

By accessing the kera90 website, creating an account, making a deposit, placing a bet, or using any of our services, you explicitly acknowledge that you have read, understood, and agree to be legally bound by these Terms and Conditions in their entirety. If you do not agree with any provision contained herein, you must immediately cease using our services and close your account.

These Terms and Conditions constitute a legally binding agreement between you and kera90. Your continued use of our platform following any modifications to these terms signifies your acceptance of such changes. We recommend reviewing this page periodically to stay informed of any updates.

Additionally, your use of kera90 services is subject to our Privacy Policy and Responsible Gaming Policy, which are incorporated by reference into these Terms and Conditions.

3. Eligibility & Age Restrictions

Eligibility Requirements

To be eligible to create an account and use kera90 services, you must satisfy all of the following criteria:

• You are at least 21 years of age as of the date of registration.
• You are a resident of Indonesia with a valid Indonesian address.
• You possess a valid Indonesian national identification card (KTP) or other government-issued ID acceptable under our KYC policy.
• You are acting on your own behalf and not on behalf of any third party.
• The information you provide during registration is accurate, complete, and truthful.
• You have the legal capacity to enter into binding contracts under Indonesian law.
• You are not currently self-excluded from gambling services, either through kera90 or any other platform.
• You are not accessing the platform from a jurisdiction where online gaming is prohibited by local law.

Verification Process

kera90 reserves the right to request proof of age and identity at any time. Failure to provide requested documentation within 7 days may result in account suspension and forfeiture of account balances. All accounts must complete KYC verification before processing withdrawal requests exceeding Rp 1,000,000.

4. Account Registration & Verification

To access kera90's gaming services, you must create a personal account by completing our registration form with accurate information including full legal name, date of birth, residential address in Indonesia, valid email address, mobile phone number with Indonesian country code (+62), and a secure password meeting our security requirements.

Account Obligations

• You may register only one account. Multiple accounts registered by the same person will result in immediate closure of all accounts and forfeiture of balances.
• You must not allow any other person to use your account or access your login credentials.
• You are fully responsible for all activities that occur under your account, including unauthorized access resulting from failure to secure your password.
• You must immediately notify kera90 customer support if you suspect unauthorized access to your account.
• You must keep your registration information current and notify us of any changes to your email, phone number, or address.

KYC Verification Requirements

As part of our commitment to security and regulatory compliance, kera90 implements mandatory KYC verification for all users. You will be required to submit the following documents:

• A clear, legible copy or photo of your Indonesian national ID card (KTP) showing all four corners and text.
• Proof of address dated within the last 3 months (utility bill, bank statement, or government correspondence).
• A selfie photograph of yourself holding your ID card next to your face with both clearly visible.

KYC verification is typically processed within 1-24 hours. Accounts that fail to complete verification within 30 days of registration or upon request will be restricted from making withdrawals.

5. Deposits & Payment Methods

kera90 accepts deposits in Indonesian Rupiah (IDR) through the following approved payment methods: bank transfers to BCA, BRI, BNI, Mandiri, CIMB Niaga, Bank Danamon, OCBC NISP, Bank Syariah Indonesia (BSI), and Bank Permata; and e-wallet transfers via OVO, DANA, GoPay, ShopeePay, and LinkAja.

Deposit Terms

• The minimum deposit amount is Rp 50,000 per transaction.
• The maximum deposit amount is Rp 50,000,000 per transaction, subject to your payment provider's limits.
• Deposits are typically credited to your account within seconds to 15 minutes depending on payment method and banking processing times.
• kera90 does not charge deposit fees. However, your bank or e-wallet provider may impose their own transaction fees.
• You may only deposit funds from payment accounts registered in your own name. Third-party deposits are strictly prohibited and will result in account suspension.
• All deposits are final. Deposited funds may only be withdrawn in accordance with Section 6 (Withdrawals) after meeting applicable wagering requirements if bonuses were claimed.

Source of Funds

You warrant that all funds deposited into your kera90 account are from legitimate sources and are not derived from illegal activities. kera90 reserves the right to request proof of source of funds for deposits exceeding Rp 10,000,000 or for cumulative deposits exceeding Rp 50,000,000 within any 30-day period.

6. Withdrawals & Processing Times

You may request withdrawals from your kera90 account balance at any time, subject to the terms outlined below. Withdrawals must be made to the same payment method and account used for deposits unless otherwise approved by kera90 for security or regulatory reasons.

Withdrawal Terms

• The minimum withdrawal amount is Rp 50,000 per transaction.
• The maximum withdrawal amount is Rp 50,000,000 per transaction.
• Daily withdrawal limit for verified accounts is Rp 200,000,000. Unverified accounts are limited to Rp 5,000,000 per day.
• Withdrawals are processed within 1-6 hours during business hours (09:00 - 21:00 WIB, Monday to Sunday) and within 24 hours for requests submitted outside business hours.
• First-time withdrawals and withdrawals exceeding Rp 10,000,000 may require additional verification and may take up to 48 hours to process.
• kera90 does not charge withdrawal fees for amounts above Rp 100,000. A nominal administrative fee of Rp 5,000 applies to withdrawals below Rp 100,000.

Withdrawal Restrictions

Withdrawal requests may be denied or delayed if: your account has not completed KYC verification; there are pending bonus wagering requirements; your account is under investigation for suspected fraud or terms violations; the withdrawal amount exceeds your available balance; or the requested payment method does not match your deposit method.

7. Bonuses & Promotional Offers

kera90 may offer various bonuses, promotions, and special offers to players from time to time. All bonuses are subject to specific terms and conditions including wagering requirements, eligible games, maximum bet limits, and expiration dates. By accepting a bonus, you agree to abide by all applicable bonus terms.

General Bonus Terms

• Bonuses are optional and must be actively claimed by the player unless otherwise stated.
• Wagering requirements specify the amount you must bet before bonus funds can be converted to withdrawable cash. Requirements are typically expressed as a multiplier (e.g., 10x, 20x, 30x) of the bonus amount.
• Bonuses typically expire within 7-30 days of issuance. Unused bonuses and associated winnings will be forfeited upon expiration.
• Maximum bet limits apply when playing with bonus funds. Exceeding the stated maximum bet (typically Rp 50,000 - Rp 500,000 per spin/bet) may void the bonus and any associated winnings.
• Each player may claim each promotional offer only once unless explicitly stated otherwise.
• Bonus abuse, including creating multiple accounts to claim bonuses repeatedly or coordinated bonus exploitation, will result in immediate account closure and forfeiture of all funds.
• kera90 reserves the right to modify, suspend, or cancel any bonus or promotion at any time without prior notice.

8. Betting Rules & Game Conduct

All bets placed on the kera90 platform are governed by the specific rules of each game type, including sports betting, live casino, slots, table games, and specialty games such as togel (lottery) and sabung ayam (cockfighting). Players are responsible for understanding the rules of each game before placing bets.

General Betting Rules

• All bets are final once confirmed. kera90 will not cancel or reverse confirmed bets except in cases of obvious system errors or technical malfunctions.
• Minimum and maximum bet limits vary by game type and are clearly displayed within each game interface.
• In sports betting, if an event is postponed, abandoned, or canceled, bets will be settled according to our sports betting rules. Generally, bets on canceled events are voided and stakes returned.
• Live betting odds update in real-time. Bets are accepted at the odds displayed at the time of bet confirmation.
• kera90 reserves the right to void bets placed at clearly incorrect odds resulting from technical errors or manipulation.
• Winnings are credited to your account balance immediately upon bet settlement. Some complex bets (such as mix parlay accumulators) may take longer to settle pending the outcome of all included events.

Fair Play & Game Integrity

Players must engage in fair play at all times. The following activities constitute serious violations: colluding with other players to gain unfair advantage; exploiting software bugs or game glitches; using automated betting software, bots, or scripts; engaging in arbitrage betting (exploiting odds discrepancies between platforms); and match-fixing or participating in games where the outcome has been predetermined.

9. Responsible Gaming Obligations

kera90 is committed to promoting responsible gaming and protecting vulnerable players. We provide comprehensive tools to help you maintain control over your gaming activity. For complete information, please refer to our dedicated Responsible Gaming page.

Available Tools

• Deposit Limits: Set daily, weekly, or monthly limits on how much you can deposit.
• Loss Limits: Define maximum loss thresholds over specified time periods.
• Session Time Limits: Automatically log out after a predetermined session duration.
• Self-Exclusion: Temporarily or permanently block access to your account for periods ranging from 24 hours to permanent closure.
• Reality Checks: Receive periodic notifications displaying session duration and net wins/losses.

If you believe you may have a gambling problem, please contact our support team immediately or seek help from professional organizations specializing in problem gambling treatment. Gambling should be entertaining, not a source of financial or emotional distress.

10. Account Security & Password Protection

You are solely responsible for maintaining the confidentiality of your account credentials, including your username and password. You must not share your login information with any other person under any circumstances.

Security Best Practices

• Use a strong, unique password containing uppercase and lowercase letters, numbers, and special characters.
• Never use the same password for kera90 that you use for other websites or services.
• Do not access your account from public computers or unsecured Wi-Fi networks.
• Enable two-factor authentication if offered for enhanced security.
• Immediately notify kera90 customer support if you suspect unauthorized access to your account.
• Log out of your account after each session, especially when using shared or public devices.

kera90 will never ask you to disclose your password via email, phone, or live chat. Any such requests should be reported immediately as potential phishing or fraud attempts.

11. Prohibited Activities

The following activities are strictly prohibited and will result in immediate account suspension or termination, forfeiture of account balances, and potential legal action:

• Creating multiple accounts or allowing others to use your account.
• Providing false or misleading information during registration or KYC verification.
• Using the platform if you are under 21 years of age.
• Depositing funds from third-party accounts not registered in your name.
• Money laundering or using kera90 to transfer funds derived from illegal activities.
• Colluding with other players or engaging in fraudulent betting patterns.
• Using automated software, bots, or scripts to place bets or exploit the platform.
• Attempting to reverse engineer, decompile, or hack kera90's software or systems.
• Abusing bonuses through coordinated activity or exploitation of promotional terms.
• Harassing, threatening, or abusing kera90 staff or other players.
• Circumventing self-exclusion or responsible gaming limits.

12. Account Suspension & Termination

kera90 reserves the right to suspend or terminate your account at any time, with or without notice, for violation of these Terms and Conditions, suspected fraud, regulatory requirements, or any other reason deemed necessary to protect the integrity of our platform.

Grounds for Termination

Your account may be suspended or terminated if: you violate any provision of these Terms and Conditions; you engage in prohibited activities as outlined in Section 11; you fail to complete KYC verification when requested; your account remains inactive for 12 consecutive months; or we are required to do so by law or regulatory authorities.

Effects of Termination

Upon account termination, you will no longer have access to kera90 services. Any remaining account balance will be returned to you via your verified withdrawal method, minus any amounts subject to investigation for fraud or terms violations. Bonus funds and unredeemed promotional credits will be forfeited. You will not be eligible to create a new account with kera90 in the future.

13. Limitation of Liability

To the maximum extent permitted by Indonesian law, kera90 shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services, including but not limited to loss of profits, loss of data, service interruptions, or damages resulting from unauthorized access to your account.

kera90's total liability to you for any claims arising from your use of our platform shall not exceed the amount deposited into your account during the six (6) months preceding the claim.

We do not guarantee uninterrupted or error-free operation of the platform. Technical issues, server downtime, software bugs, and third-party payment processor failures are beyond our control and do not constitute grounds for compensation beyond refund of affected bets.

14. Intellectual Property Rights

All content on the kera90 platform, including but not limited to text, graphics, logos, images, software, and game designs, is the property of kera90 or its licensors and is protected by Indonesian and international copyright, trademark, and intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the kera90 platform for personal entertainment purposes only. You may not reproduce, distribute, modify, publicly display, or create derivative works from any content on our platform without express written permission.

15. Dispute Resolution & Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Indonesia. Any disputes arising out of or relating to these terms or your use of kera90 services shall be resolved through good-faith negotiation between the parties.

If a dispute cannot be resolved through negotiation within 30 days, the matter may be submitted to binding arbitration in Jakarta, Indonesia, in accordance with Indonesian arbitration procedures. Each party shall bear its own costs related to arbitration proceedings.

You agree to first contact kera90 customer support to attempt resolution of any complaint or dispute before pursuing legal action or arbitration.

16. Amendments to Terms

kera90 reserves the right to modify, amend, or update these Terms and Conditions at any time without prior notice. The "Last Updated" date at the top of this page indicates when the most recent revisions were made.

Continued use of kera90 services following any changes constitutes your acceptance of the modified terms. We encourage you to review this page periodically to stay informed of any updates. Material changes affecting player rights or obligations will be communicated via email or account notification.

17. Contact Information

If you have questions, concerns, or complaints regarding these Terms and Conditions, please contact kera90 customer support through any of the following channels: